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Preparing for retirement online and on-demand

On-demand event

Preparing for retirement

A comprehensive and independent guide to retirement planning

Preparing for retirement – Financial planning - this session is applicable for associates, salaried service dentists and practice owners

Preparing for retirement – Tax planning and practice sales - this session is applicable for practice owners

Preparing for retirement – Practice disposal and avoiding post-sale problems - this session is applicable for practice owners


Sponsored by:

Logo - Goodman Grant solicitorsLogo - Mediestates A Henry Schein company

The BDA's longstanding Preparing for retirement seminar was delivered live and online in November 2020 and is now available to view on-demand until early February 2021. The online event has been delivered in three, easy-to-access sessions, with the same great content and speakers.


You can book all three parts of the online event to gain financial advice on your retirement and understand the issues associated with selling your practice. Alternatively, you can book one or two of the events depending on your current needs.



These online events will provide the participant with a comprehensive guide to planning their retirement.


Learning objectives:

  • Understand what is needed when pre-retirement planning
  • Examine the benefits of the NHS pension
  • Identify what is required when planning at the retirement stage
  • Learn how to maximise value and minimise tax when you retire
  • Evaluate what your practice is worth
  • Understand the legal aspects of disposing of your practice
  • Prevent post-sale problems arising from clinical care

Learning content:

The three online events will provide the participant with the tools needed to successfully start planning their retirement and manage the issues associated with the sale of their practice. This will be done through a series of 7 lectures.

Programme - Financial planning

​19:00Pre-retirement planning
  • Changing rules – threats and opportunities
  • Start with the end in mind
  • Making the most of what you've got
  • Understanding and managing risks
  • Tax effectiveness.

Colin Williams, Independent Financial Adviser, Lloyd & Whyte

​19:35A pension perspective
  • Understand the benefits provided by the NHS pension schemes
  • Outline state pension entitlements, including the state pension age, state pension increases and how to maximise state pension entitlement
  • Be informed of any other current developments concerning pensions.

James Goldman, Associate Director of Advisory Services, BDA

20:20Planning at retirement
  • Accessing and managing your income
  • Legacy and inheritance planning.

Colin Williams, Independent Financial Adviser, Lloyd & Whyte

21:00End of event


Programme - Tax planning and practice sales

19:00Maximising value, and minimising tax, when you retire
  • Tax planning for employed, self-employed and incorporated dentists
  • Tips for making sure your NHS pension is correctly recorded
  • Maximising practice sale proceeds
  • Taxation of your retirement income
  • Actions to take now for a tax-efficient retirement.

Alan Suggett, Dental Partner, UNW Chartered Accountants

20:00What is your practice worth?
  • Fluctuation of dental goodwill values over 15 years
  • Process of selling and maximising your value
  • Exit strategy and your practice disposal planning.

Scott Gidman, Practice Valuation Manager MediEstates

Peter Cummings, Practice Valuation Manager, MediEstates

21:00End of event


Programme - Practice disposal and avoiding post-sale problems

19:00Legal aspects of disposing of the practice
  • Understanding the process involved in selling the practice and what information you will need to provide
  • Tips for making the transaction run smoothly
  • Examining the legal costs involved
  • Issues arising in relation to the transfer of NHS contracts
  • CQC issues.

Ray Goodman, Executive Chairman, Goodman Grant Solicitors

20:00Preventing post-sale problems arising from clinical care
  • Problems with patient complaints when you retire – how immune are you really?
  • What are the dento-legal risks of the sale process?
  • Actions to take clinically before and during a sale to minimise the risk of problems for you during your retirement
  • Reviewing how the standard of your dental care could potentially affect your sale price
  • What to do if the buyer, or one of your patients, knocks on your door and claims you have been negligent.

Len D'Cruz, Senior Dental Legal Advisor, BDA

​21:00​​End of event


Fees - per online event

​Member​£40 per online event
​Non-member​£60 per online event
​DCP​£20 per online event
​Non-dental spouse​£20 per online event

The above fees apply to the online version of this event.


How to book

If you are a BDA member, or registered user of our website you can book online. Ensure you are logged into the website and then click on the event you want to book, (at the top of the page). Then book the event using the pink 'Register' button on that page (top right). If you are a BDA member but do not know your website login you can reset it here.


Alternatively please contact the Events Team on 020 7563 4590 (Mon-Fri 9am-5pm).


Once payment has been received registrants will receive a booking confirmation/receipt.


About the speakers

Peter Cummings

Peter Cummings
Practice Valuation Manager, MediEstates

Peter has over 25 years’ experience in the Dental industry working for both an industry leading corporate and also independent dental marketing companies. His expertise includes business development, marketing and sales, recruitment, project management and team management. Peter is responsible for conducting detailed business appraisals and valuations with practice owners to assist them with their exit strategy. His extensive knowledge of all aspects of dentistry enables him to provide valuable market insight and advice which is tailored specifically to the dental practice owners business.

Len D'Cruz

Len D’Cruz
Senior Dental Legal Advisor, BDA

Len is the BDA’s senior dento-legal advisor, a general dental practitioner, foundation trainer and practice owner testing the NHS prototypes. He has 21 years’ experience as a dento-legal advisor supporting dentists with complaints, clinical and regulatory issues, and clinical negligence claims.

Scott Gidman

Scott Gidman
Practice Valuation Manager, MediEstates

In his role as a Practice Valuation Manager for MediEstates, Scott spends the majority of his time in front of Dental Practice Owners providing a relevant insight into the current dental practice market. With each client’s circumstances and aspirations being completely different from the next, it is very important to establish the most appropriate route by which to achieve the clients’ preferred outcome. Before joining MediEstates in 2013, Scott spent several years working for Vodafone and RBS and so brings a wealth of knowledge and experience from other sectors; his financial background proving extremely advantageous to this role. Outside of work Scott enjoys watching and playing most sports, including football, cricket and rugby.

Ray Goodman

Ray Goodman
Executive Chairman, Goodman Grant Solicitors

James Goldman - photo.jpg

James Goldman
Associate Director of Advisory Services, BDA
James qualified as a barrister in 1994 and has worked as an in-house lawyer, in the retail, recruitment and public sectors. He has been at the BDA advising dentists since 2007. He has provided advice on a range of employment and commercial issues, has appeared in a number of tribunal cases, including on employment status of associates, and has lectured on a range of topics.

Alan Suggett

Alan Suggett
Dental Partner, UNW Chartered Accountants

Colin Williams_cropped.jpg

Colin Williams
Independent Financial Adviser, Lloyd & Whyte


Thank you to our sponsors - Goodman Grant and MediEstates


Goodman grant logoGoodman Grant Solicitors

Headed by NASDAL Lawyers Group Past Chairman Ray Goodman and ASPD Past Chairman John Grant, there is no law firm in the country better equipped to provide solutions to dentists’ legal issues. With over 75 years combined experience and the largest team of specialist dental lawyers in the country, Goodman Grant has a comprehensive understanding of the commercial and professional objectives of dental practices, along with the relevant legal requirements.
We are experienced in dealing with the intricacies of dental law which enables us to efficiently handle the specific requirements of the dental industry. As a specialist practice our team deals with dental practice transactions on a national basis from our offices in Liverpool, Leeds and London. Our scope is not limited to dental practice sales and purchases, with experts in each area we are well equipped to assist dentists with all of their legal requirements.

Mediestates logoMediEstates

MediEstates is a family run business that has grown and developed alongside the dental industry and is now acknowledged as the largest specialist broker of Dental Practices in the UK. Our signature approach, personable yet highly driven, has seen us set the benchmark service standards within the sector. Selling your practice can be a difficult time, our expert advice is there to ease the process and inform you at every stage. Alongside our sister companies of MediCruit and MediFinancial we form the UK’s largest dental consultancy company and have the know-how to make your sale as effortless as we can.



Development Outcomes: B and D

​2 hours CPD per online event, with a maximum of 6 hours.


The online event meets the educational criteria set by the GDC for verifiable CPD and is certified by the British Dental Association.


CPD certificates will be issued once attendance has been validated and questionnaire responses reviewed.



Further information

Should you have any questions regarding this online event please email the team