Internet Explorer and Edge browser users:
To download Word, Excel or PowerPoint files please right-click on the file you wish to download, and select 'Save target as...'

Cover features

Discover all the features that make our cover so special.

 

Employed

Associate

Practice

owner

 

 

Essential

Extra

Expert

Professional Liability Insurance from RSA

Placing or restoring implants

Includes cover for sinus lifts or bone grafting in maxilla or mandible*

 

Tick

Tick

Civil liability in public and product liability claims

Cover for damages where appropriate

 

Tick

Tick

Defence costs regarding civil liability claims

Cover for all legal costs including experts’ fees

 

Tick

Tick

Legal representation

We’ll fight your corner and pay expert fees in investigations and inquiries, hearings (inc GDC and disciplinary), tribunals, courts (inc inquests)

   Tick

Tick

Tick

Crisis management

You’ll have lawyers and/or expert media consultants on hand in the event of a professional crisis, and those costs are covered

   

   Tick

 

Tick

 

Tick

HMRC personal tax investigation expenses

You'll get expert advice and representation in an HMRC investigation

   

   Tick

 

Tick

Tick

Whistleblowing

Cover for any consequences of reporting concerns

   Tick

Tick

Tick

Loss or damage to documents

Cover for the costs and expenses incurred in replacing or restoring records

 

Tick

Tick

Vicarious liability

Cover for acts or omissions of practice colleagues for who you are vicariously liable Read more

 

Tick

Tick

Nurses covered on your policy

Nurses are indemnified against negligence claims, compliant with GDC regulation

 

 

Tick

Facial cosmetic injectables​

Cosmetic injectables procedures above the lower border of the mandible are covered

 

Tick

Tick

Where you choose implant cover, there's no additional cost for sinus lifts or bone grafts

 

Tick

Tick

NEW! Entity cover​

Add your limited company to your policy. Find out more

 

Optional extra

Optional extra

Advisory, case management and indemnity support from the BDA

Case management and dento-legal advice

We’ll be the point of contact and manage cases. We’ll liaise with lawyers and experts on your behalf

   Tick

Tick

Tick

Support with professional disputes

We’ll assist if a colleague has criticised your work

   Tick

Tick

Tick

NHS contract and performance disputes

We will help with any disputes and investigations

   Tick

Tick

Tick

Intellectual property (IP) disputes

IP lawyers will advise and represent you to protect your interests

   Tick

Tick

Tick

Academic and research disputes

We’ll support you with academic/research/publishing disputes

   Tick

Tick

Tick

Advertising and competition advice

We'll bring in advertising experts. We’ll also assist with matters relating to competition regulation

   Tick

Tick

Tick

Reputation management

We’ll help minimise reputation damage to maintain professional standing

   Tick

Tick

Tick

Remediation

We’ll work with you to create a personalised plan to avoid regulator sanctions

   Tick

Tick

Tick

Associates/employees

We’ll make sure your voice is heard on indemnity-related matters

   Tick

Tick

Tick

Quotes are personalised for hours worked and are UK nation-specific

   Tick

Tick

Tick

 

*The policy does not cover any procedures involving any part of the body beyond the mouth, peri-oral area, face and neck including but not limited to bone harvesting from the rib or hip.

 

See Policy Cover for detailed wording

 



​To be read in conjunction with the Policy Wording and Policy Summary.